Your Options When You Don't Have a Flood Policy
If you do not have flood insurance, you are not without options.
If you don't have flood insurance, and if your home was flooded recently, you are at a loss as to what to do. Flood restoration is costly, not to mention the cost of damage with which you're forced to deal. That said, you may not be entire without options. Depending on where you live, you may be able to get a government grant or, if not, qualify for a loan. Talk to your Atlanta, GA, flood damage restoration team regarding your options. Some viable options may include the following:
• FEMA Grant
• SBA Loan
• Private Loan
The government offers up to $33,000 dollars per household for temporary housing, construction, and repair costs for those who live in flood-plane areas. These grants are designed to supplement what a flood insurance policy provides, though those without insurance still qualify. Most homeowners use these grants to replace uninsured belongings, make essential repairs and rent temporary housing.
If you do not qualify for a FEMA grant, or if you need more money than what the grant offers, you can always apply for a small business loan. The money is only for uninsured losses and if damage occurred to your primary place of residence. That said, the amount of the loan is pretty significant and can be as much as $200,000 for your primary place of residency.
If you do not qualify for a government grant and if you cannot obtain an SBA loan, your only option may be to turn to a friend or family member for help. If you have close connections, it is not unthinkable that the people in your life would be willing to help you in your time of need.
If you do not have flood insurance, you are not without options. Talk to your Atlanta, GA, flood restoration team regarding additional financing options today.
5 Ways Urban Areas Are Taking on Flooding
Although a storm can come on fast, advanced warning systems can help people be prepared for the worst.
Below Are Five Methods Of Gaining Traction Locally And Globally
Storms with torrential rain and steadily rising high water have affected many businesses in Sandy Springs, GA. While personally being prepared and reinforcing structures to minimize damage may help avoid the need for a water damage and restoration expert, other factors play a role, including a city’s flood prevention measures. With more technology available, many urban areas are working to curb flood issues.
1. Sponge Spaces
This ecological approach involves placing features that can naturally hold, clean, and drain water to be used within a city for irrigating farms and gardens, replenishing aquifers, or replacing water used for flushing. Along with reducing flood issues, it can enhance overall water quality.
2. Green Roofs
One way to stop flooding is to prevent rain from cascading off of buildings. Roofs covered, or partially covered, in vegetation, which has an underlying waterproof membrane, absorb the water and reduce runoff.
3. Sustainable Drainage
Cities are covered in concrete, which is not a permeable material. When the rain falls, it flows toward the drainage systems, potentially creating high water. Many cities are replacing materials that block moisture with ones that absorb it. Along with more green spaces, there have been advances in concrete itself to make it more permeable.
4. Warning Mechanisms
Although a storm can come on fast, advanced warning systems can help people be prepared for the worst. While some communities do regular monitoring of rainfall amounts, stream levels, and flow data, many are moving to real-time telemetry systems for enhanced data collection and faster response times.
5. Enhanced Sewer Systems
The first step is keeping existing sewers clean of debris, tree roots, and other buildups. On top of that, many cities are improving water management via upgrading underground piping and drainage systems to separate the rainwater.
Although high water that leads to a flood may not be completely avoidable, communities, residents, and business owners can make a difference in preventing a disaster.
Do Air Purifiers Remove Mold?
Air filtration can help prevent mold if you use a purifier that uses HEPA filters.
Do Air Purifiers Remove Mold?
Mold infamously reproduces by traveling through the air and finding a damp area to grow and spread. It makes sense that air purifiers can prevent mold from spreading in your home, but do they really work? This informative article can give you a better idea concerning mold removal and whether air filtration can work for you.
What Air Purifiers Do
A purifier removes contaminants from the air, such as dust and pollen. This can be helpful for people with allergies or asthma. Luckily there are specific purifiers that can remove mold from the air. These machines have HEPA filters.
HEPA stands for High-Efficiency Particulate Air and is designed to trap airborne particles that are 0.3 microns or larger. This type of air filtration is recommended by most health agencies such as the EPA and the American Lung Association.
Why They Are Useful
Most mold spores span 1-30 microns, which means that the HEPA filter can remove the spores from the air. By using a purifier, you can prevent spores from spreading or contaminating other parts of your home in Atlanta, GA. It can also protect you and your family members from inhaling any spores.
When Professional Help May Be Needed
You can prevent mold from spreading, but what happens when mold has already spread throughout your home? This might require the help of mold removal specialists. Here are some reasons you should consider doing more than just purchasing an air purifier:
• The mold may already be spreading
• Spores may be embedded in furniture and other porous objects
• Leaks or condensation may be a big issue in your home
If these problems are familiar to your house, then you should seek expert advice and help. Complete removal of all mold is important.
Air filtration can help prevent mold if you use a purifier that uses HEPA filters. Doing this can stop the spreading of airborne mold spores, but you might need professional help to remove past or current mold growth.
There’s Still No Place like Home: Managing Your Expectations and the Cleanup after a Storm
Storm damage, with its grueling process of water removal and tear out, can be overwhelming.
It can be challenging to look at your home after a severe storm, seeing the extent of the damage, but when a storm causes extensive water damage, the path to restoration can seem insurmountable. Thankfully, the storm restoration process can be summarized in a few simple steps.
1. Extract Excess Water
The first step in the process is to extract as much excess water as possible, using several wet/dry vacuums. It’s essential to remove the water thoroughly and quickly to avoid the buildup of mold because, believe it or not, mold begins to develop within 24 hours.
2. Remove/Tear Out Wet Materials
Once you have extracted the excess water, it is time to begin the tear-out process. During this time your focus has to be on removing anything that’s wet, which goes beyond just removing rugs and furniture. You should also remove carpeting and the pad underneath, drywall and the insulation behind, and anything else where mold can develop.
3. Dry the Structure
Once you have removed any wet materials and opened the walls, it is time to dry your house. You are going to need to do more than just open doors and windows, while this helps it does not do enough to circulate the air. During this phase of the cleanup process, you’ll want to rent several industrial fans and air movers to help distribute the air and dry your home.
4. Seek Assistance
While trying to salvage your home can be a massive undertaking after a storm, you do not have to do it alone. You can look up storm restoration specialists in North Atlanta for assistance. Many insurance companies even require it. These professionals will not only have the tools necessary for drying out your home, but they clarify the restoration process and relieve some of your worries.
Storm damage, with its grueling process of water removal and tear out, can be overwhelming, but the few steps above should help alleviate some of that stress, and, while the cleanup process takes time, just know that there’s still no place like home.
The Basics of Mold Remediation
Black mold damage in Virginia Highlands, GA.
If you have noticed black mold in your business in Virginia Highlands, GA, you need to act quickly and begin mold remediation as soon as possible. If left untreated, mold can spread quickly through a building. You may want to hire experienced professionals to do the job to ensure that all of the mold is removed properly. It is important to make sure that every step of the remediation process is followed to prevent the mold from reappearing.
The Mold Remediation Process
The experts should follow these basic steps:
• Inspect the property to determine where the black mold is and how severe the damage is
• Contain the mold to prevent it from spreading anywhere else
• Filter the air with specialized equipment to capture tiny mold spores in the air
• Use antifungal and antimicrobial treatments to remove mold and prevent regrowth
• Dispose of mold-infested materials
• Clean and sanitize items such as furniture, carpet, and decorative items
• Restore any building materials that were damaged or removed during the mold removal process
Preventing Black Mold in the Future
Once the mold clean-up is complete and your building is back in shape, there may still be work to do. Unless you eliminate the problem that caused the mold in the first place, you run the risk of mold growing right back where it was. If your mold professionals identified the cause of the mold, you’ll want to deal with it as quickly as possible. Potential causes of mold include leaky roofs, windows, and pipes, flooding, and high humidity levels. Speak to your mold professionals to determine the best plan of action for you and your business.
Mold cleanup can be a time-consuming and expensive process. The key to minimizing damage is fast action. Take the time to make sure mold is removed correctly and you will save time in the future instead of dealing with it on a regular basis.
4 Safe Candle Alternatives for Your Home
Candle alternatives are helpful for saving your residence from the risk of fire.
4 Candle Alternatives That Are Safe To Use In Your Home
When darkness falls, or the air needs freshening, people often turn to candles. Despite the appeal of their various scents and simplicity, candles pose a fire risk to your home in Lenox Square,GA. Instead of accepting the risk, you can consider any of these four candle alternatives.
1. LED String Lights
LED lights are not just for the holiday season. With their use inside your home, you can provide the same light a candle does. This can be done by stringing them across a table or filling a glass with a line of them to create a makeshift lamp. LED lights are a flameless alternative to creatively brighten your house in whatever color you wish.
2. Electric Candles
As a direct replacement for candles, tea lights use batteries instead of fire. They have the appearance of candles if you desire to preserve their aesthetic. The major advantage of electric candles compared to typical candles is the ability to leave them lit even when you can’t monitor them. With this substitution, there is no need to fear a candle fire while asleep or in another room.
3. Reed Diffusers
If the pleasant scent of a candle is what you are looking for in your candle alternatives, reed diffusers are a natural option. Using only reeds and scented oils, the aroma seeps into the air and fills a room. The scented oil comes in many varieties so you can find one to your liking without the worry of any dangerous heat.
4. Wax Warmers
While similar to a candle, wax warmers are flameless and safer. By using electricity or batteries, the dish containing wax heats up and carries the scent around like a candle but without the flame.
Candle alternatives are helpful for saving your residence from the risk of fire. Even if your best efforts of fire prevention fail, fire damage restoration is available for the aftermath of when a candle or other flame goes awry. Using flameless sources of scent and light will make your home less fire prone.
Step by Step Guide to Managing a Toilet Overflow
Fix your toilet.
Managing A Toilet Overflow
As a homeowner, there are a few plumbing issues you can expect to crop up. Clogged pipes, leaky faucets and overflowing toilets are all common enough problems that you shouldn't be too surprised if they happen to you. The toilet overflow presents a unique challenge for Vinings, GA, homeowners because it introduces the possibility of sewer damage. If your toilet starts running over, consider following these basic steps.
1. Stop the water. Your first mission should be to end the deluge of water. Most toilets have a shut-off valve at the base. Check to see if your fixture has one. If not, you can stop the water by manually manipulating the float. If all else fails, you can turn off your home's water until the flooded toilet has been taken care of.
2. Get some help. Once the initial onslaught of water has been stopped, you need to call in a water restoration expert to help you assess the damage. This professional can help you figure out why the toilet started to overflow. The team may also create a sewer damage cleanup plan to help you get your bathroom back to normal.
3. Remove the water. Leaving standing water in any part of your home is unwise. The water damage team will likely remove the water as soon as they can. This helps reduce the secondary damage, such as mold growth and material contamination, that can happen as a result of a flooded toilet.
4. Fix the toilet. Chances are your toilet overflowed for a reason. The most common reason is a clog. Work closely with a plumber to remove the blockage from the pipes. If this does not seem to be the issue, you can call the sewage company to figure out what's going on with your system.
The sooner you can address sewer damage the better it is for your home. This type of dirty water can lead to mold growth in as little as 24 to 48 hours.
Avoiding Puff Backs in Your Home
Puffback damage in Sandy Springs, GA
How To Prevent A Puffback In Your Home
Your furnace works hard day in and day out to keep your Sandy Springs, GA, home a warm, comfortable place to live for you and your family. However, when left to its own devices too long without the proper maintenance measures, this same furnace can produce a puff back, a small inner-furnace explosion with the power to spread soot and smoke all across your home in a matter of seconds. The best way to defend against this issue is to
- Schedule regular inspections
- Regularly change your filters
- Check your fan now and again
By taking these steps and learning the basics about puff backs, you can ensure you never face this issue in your home.
Invest in Inspections
The average puff back can be caused by a wide range of reasons, almost every single one of which boils down to improper maintenance over extended periods of time. That’s where having a professional on your side comes in handy. Having an annual inspection done by a certified pro helps you catch issues early on and keeps your furnace running smoothly so furnace explosions are never a concern.
A leading cause of puff backs is a clogged filter. When filters become clogged, dirt and dust get sucked into a furnace. Especially in oil-burning furnaces, these particles can combust, leading to an explosion that sends soot flying through the vents. Filters are generally affordable and easy to replace, fortunately, making this a precautionary step any homeowner in Sandy Springs, GA, can take.
Another cause of puff backs is a fan that’s not operational. When the fan can’t move, heat gets backed up in your vents and furnace, which contributes to the formation of puff backs. Checking both your fans and vents now and again helps ensure the heat is moving as it should be.
Each of these steps is fairly simple but can be crucial. You want to do what you can to prevent a puff back of any magnitude from occurring in your home.
Hail Can Make Commercial Property Frail
Hail damage to roof.
Hail has varying effects on property depending on conditions at the time. Even if the hailstorm isn’t severe, long-term exposure to multiple impacts will damage the exterior of commercial property and require repairs for roof damage and other structural harm.
Understand Hail’s Variance
Just like any other natural event, there are a few different contributing factors to the damage each unique hailstorm can cause:
- Wind direction and speed can direct hail to hit vulnerable spots at high speeds
- Hailstones vary from pea-sized to the size of a baseball with different forces of impact
- Different materials absorb the impact differently, such as aluminum denting easily
- Coverage from nearby buildings or trees can absorb impact from certain directions
Know What Hail Damage Looks Like
Depending on the type of shingles and the storm, hail damage will look different when you inspect it. If your business has asphalt shingles, the roof should be evaluated for black-colored spots or missing shingle granules. Any fresh roof damage will be apparent following a storm since the substrate layer has no exposure to the sun and will shine brightly.
Wood shingles show damage differently. The shingles will appear split or sharp on the edge. They may also be a dark orange color or have visible impact marks. The cracking in wood makes it more visibly harmed than asphalt.
Prepare for Repairs and Water Damage Cleanup
Regardless of the type, water damage coming from the roof is the most revealing sign of roof problems. This can be ruined insulation in the attic or water seeping into the property. Repairing the roof as soon as possible to prevent further water damage is highly advised to prevent water damage.
Water damage becomes worse as it sits and deteriorates either, so reaching out to a professional storm cleanup crew can salvage damaged capital. Hail in Ridgeview Park, GA, is a threat regardless of how severe a storm. Keeping up proper maintenance and upkeep by understanding hail helps stop roof damage from becoming much worse.
5 Steps To Develop a Business Continuity Plan
We can handle any sized commercial storm damage loss.
5 Steps To Develop a Business Continuity Plan
When disaster strikes your business, the difference between survival and bankruptcy is usually about preparation. This includes developing a continuity plan and having all the components set up in advance, because when you’re in the middle of a catastrophe, all you can do is react, not plan.
Fortunately, all this has been well-researched and practiced. If you take these five steps before a storm hits, you’ll almost certainly survive where others succumb to the devastation.
Create a Business Impact Analysis
Have a meeting to discuss the most likely disasters in Atlanta, GA. Your goal is to create a risk assessment so you can properly allocate resources. This impacts every other step.
Develop Recovery Strategies
Identify the most time-critical processes that are likely to be impacted after receiving serious storm damage. What resources are needed? How long can you survive without revenue generation – and how is it likely to be impacted by the storm? How will employees be impacted? What about utilities?
You may also consider business interruption insurance. It’s not cheap, but it has saved countless enterprises over the years.
Now that you have a good idea of the risks and how to recover, create documentation to support your strategies. Get all key employees involved and listen to suggestions from experienced workers. Consider what flooding would do to your building and have a water-resistant place to put documentation.
Create A Ready Profile
Your local restoration experts have a readiness program that includes a free smartphone app and a no-cost assessment of your facility’s needs. They’ll help you develop an Emergency READY Profile that contains all the emergency info you need when things fall apart.
Test Your Plans
Run an exercise to locate flaws and identify where assets might be more helpful. Resource management during and after a disaster is complicated and confusing, so testing is essential to a smooth recovery.
When your continuity plan is set up and tested, your business will be far more likely to recover from a disaster. Don’t be afraid to delegate the task to your most trusted employees – just be sure someone does it.